Switzerland: remarkable stability
Our pension system remains in 12th place worldwide, with a score of 71.5 points, down slightly on 2023 (72.0 points). This stability, in a fluctuating global economic context, demonstrates the resilience of our three-pillar model.
A contrasting global panorama
The Netherlands confirms its leadership with an impressive score of 84.8 points, while India closes the gap with 44 points. Of particular note is the spectacular rise of our French neighbors, who moved up 6 places to 19th place, with a notable improvement in their score (68 points versus 62 in 2023).
An assessment based on three fundamental criteria
The classification is based on an in-depth analysis of three key aspects:
1. Retirees’ standard of living (40%)
- Valuation of state pensions and benefits
- Analysis of substitute income
2. Financial balance of plans (35%)
- Geographical criteria
- Quality of governance
- Impact of climate change
3. Transparency and communication (25%)
- System clarity
- Information accessibility
- Quality of communication with the public
Prospects for improvement
According to the experts, there are three main areas in which our system could be further optimized:
- Introduction of an obligation to withdraw a portion of savings in the form of annuities
- Gradual adaptation of retirement age to changes in life expectancy
- Increasing home ownership
Argos Prévoyance expertise at your service
In this changing environment, it’s crucial to understand the challenges and opportunities to optimize your pension provision. Our experts are at your disposal to analyze your personal situation and propose appropriate solutions.
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