Some pension funds allow their regulations to be adapted so that, within the first two circles of beneficiaries, the insured can define an entitlement to capital from the second pillar that differs from that currently provided for by law.
Why is this necessary?
Society is constantly evolving, and when it comes to blended families, injustices can arise.
What are we talking about?
Until now, in the event of the death of a divorced insured with two children, aged 15 and 27, for example, the 15-year-old orphan received a temporary pension in addition to the lump-sum death benefit, in accordance with the pension plan, while the 27-year-old child had no entitlement to the death benefit.
What can I do to avoid this?
Insofar as the pension fund regulations allow, the member may inform his pension fund of his wish to distribute the capital entitlement equally, for example.
In the event of remarriage, complex situations can also arise, especially when the PF settlement does not allow the capital to be divided. What should I do in this case?
Our experts are on hand to answer all your questions, so don’t hesitate to contact Argos Group! We’ll get back to you as soon as possible.
