News

List of articles

  • End of additional financing

    End of additional financing

    Since January 1, 2018, disability insurance no longer benefits from additional funding through VAT.

  • A new TARMED and physiotherapy fee schedule as of January 1, 2018

    A new TARMED and physiotherapy fee schedule as of January 1, 2018

    Starting in 2018, fees for services that are less time-consuming than in the past, thanks to medical-technical advances, will be reduced. Tariff items billed by doctors in the absence of patients, such as consultation of documents, interviews with experts or relatives, will have to be more detailed and will be limited.

  • Social security

    Social security

    The year 2018 is not synonymous with major changes in Swiss social insurance.

  • Cyber insurance

    Cyber insurance

    Cyber insurance differs from conventional IT insurance in that it covers not only the risks associated with hardware assets, but also the consequences of an incident to which the hardware may be subject, such as espionage due to intrusion, business interruption due to downtime, or damage to reputation due to fraudulent use.

  • Daily sickness benefits from a private insurer have priority

    Daily sickness benefits from a private insurer have priority

    If an employee on sick leave loses his or her job, the former employer’s sick pay insurance continues to apply. It is only when the period of coverage expires that unemployment insurance must begin to pay benefits.

  • Monitoring benefit recipients

    Monitoring benefit recipients

    The two chambers came to an agreement during the last spring session. Social insurers will be able to use detectives to monitor policyholders in the event of suspected fraud.

  • Overview of social insurance

    Overview of social insurance

    Overview of social insurance: Pillar 1, Pillar 2, Pillar 3a

  • Tax reform and financing of old-age and survivors’ insurance (RRFA)

    Tax reform and financing of old-age and survivors’ insurance (RRFA)

    On May 19, Swiss citizens will be asked to vote on tax reform and the financing of the AHV (old age and survivors’ insurance), in response to the two major rejections that left their mark on our economy in 2017. Against this backdrop, the Federal Council and Parliament have drawn up a new draft without…

  • The challenges of a revised pension system

    The challenges of a revised pension system

    What does the future hold for the Swiss pension system? What are the demographic challenges associated with these changes?

  • Occupational pension provision: should I choose annuity or lump-sum payment?

    Occupational pension provision: should I choose annuity or lump-sum payment?

    As retirement approaches, everyone needs to ask themselves not only “When?”, but also “How? Here’s a closer look at the key elements to consider