Policyholders taking out 2nd pillar and 3rd pillar A (linked) pension capital should expect lower taxes in the canton of Vaud from January 2022.
In fact, in its final part of a reform with 4 expected tax cuts published on November 5, 2021, the canton of Vaud is currently one of the highest cantons in inter-cantonal comparison.
This project therefore envisages a reduction in this tax from one-third to one-fifth. This would result in a reduction in revenue of around 40% (around 30 million).
In concrete terms, the maximum tax rate, which was around 14% in Lausanne, will fall to around 9% by 2022, i.e. a saving of CHF 50,000 on an amount of CHF 1,000,000, the rate naturally being progressive according to the final pension capital.
If you live in the canton of Vaud, don’t hesitate to wait for the right moment or to update your calculations with your financial advisor.
If you would like to optimize your capital and income when you retire, please contact us.
You will find the other tax cuts expected for 2022 in the Conseil d’Etat press release dated November 5, 2021.
