Archives des Personal insurance

Switzerland maintains its position in the world’s top 15 pension systems
Switzerland: remarkable stability Our pension system remains in 12th place worldwide, with a score of 71.5 points, down slightly on 2023 (72.0 points). This stability, in a fluctuating global economic context, demonstrates the resilience of our three-pillar model. A contrasting global panorama The Netherlands confirms its leadership with an impressive score of 84.8 points, while…
Going digital
With fifteen successful years under its belt, Argos Group, based in the Lake Geneva region and specializing in insurance brokerage for businesses and self-employed people, is modernizing with a new digital showcase.
Why do women have lower pensions in Switzerland?
Women’s pensions are lower in Switzerland due to lower incomes and greater use of part-time work. How can we correct this injustice?
Self-employed status: 2nd VS 3rd pillar – what impact on AHV contributions?
In addition to the difference in tax deductions between the 2nd and 3rd pillars, we need to know the impact on AHV contributions if we choose one of the two systems. What is this impact? The 1st pillar, and in particular the AVS, is compulsory for everyone, while the self-employed are free to join a…
Legal: Community of destiny and mandate for incapacity
With a mandate for incapacity, you yourself designate the person who will represent you if you lose your capacity for discernment.
The challenges of a revised pension system
What does the future hold for the Swiss pension system? What are the demographic challenges associated with these changes?