Archives des Company pension plans

Switzerland maintains its position in the world’s top 15 pension systems
Switzerland: remarkable stability Our pension system remains in 12th place worldwide, with a score of 71.5 points, down slightly on 2023 (72.0 points). This stability, in a fluctuating global economic context, demonstrates the resilience of our three-pillar model. A contrasting global panorama The Netherlands confirms its leadership with an impressive score of 84.8 points, while…
Better supervision of the activities and remuneration of insurance intermediaries
The Federal Council has adopted the ordinance regulating the activities of insurance intermediaries. This ordinance makes compulsory the points of the industry agreement that were previously applied on a voluntary basis, namely the ban on cold calling, the limitation of remuneration for intermediary activities, and the drawing up and signing of minutes of advisory meetings.
Occupational pension plans do not follow Swiss inheritance law
Today, more and more people have accumulated substantial pension assets in the 2nd pillar, as a result of buying into occupational pension schemes to reduce their tax burden. With this in mind, it’s worth asking how these savings are managed in the event of death.
What do the Swiss think about their pension provision in 2021?
Here’s an exclusive survey recently published by the newspaper Le Temps on the subject of pension provision in Switzerland: it highlights the fact that doubts and concerns are growing about the pension system in 2021.
Protecting yourself against the risk of cyber-attacks is essential for any company.
Today, the importance of cyber-crime in the insurance sector is growing. Businesses are becoming increasingly dependent on their IT systems and digital infrastructures. This real rise in technological power exposes every company to the real danger posed by cyber-crime.
Self-employed status: 2nd VS 3rd pillar – what impact on AHV contributions?
In addition to the difference in tax deductions between the 2nd and 3rd pillars, we need to know the impact on AHV contributions if we choose one of the two systems. What is this impact? The 1st pillar, and in particular the AVS, is compulsory for everyone, while the self-employed are free to join a…
Corporate insurance: Directors’ and officers’ liability
Are you a Director, already in a managerial position or about to take up a position of responsibility in a company? Then you surely know that you’ll be answerable to your customer and/or business partners for the decision you take if you cause damage, or if third parties claim that you have.
Has occupational pension provision become an attractive HR tool for entrepreneurs?
When recruiting or retaining deserving employees, the subject of employee benefits has become an unavoidable one.
Occupational benefits: Change in the order of beneficiaries of lump-sum death benefits
Some pension funds allow their regulations to be adapted so that, within the first two circles of beneficiaries, the insured can define an entitlement to capital from the second pillar that differs from that currently provided for by law.
The challenges of a revised pension system
What does the future hold for the Swiss pension system? What are the demographic challenges associated with these changes?