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Going digital
With fifteen successful years under its belt, Argos Group, based in the Lake Geneva region and specializing in insurance brokerage for businesses and self-employed people, is modernizing with a new digital showcase.
Why do women have lower pensions in Switzerland?
Women’s pensions are lower in Switzerland due to lower incomes and greater use of part-time work. How can we correct this injustice?
Machine operating loss
Machine breakdown insurance covers an insured party’s equipment, with a precise item-by-item description.
End of additional financing
Since January 1, 2018, disability insurance no longer benefits from additional funding through VAT.
A new TARMED and physiotherapy fee schedule as of January 1, 2018
Starting in 2018, fees for services that are less time-consuming than in the past, thanks to medical-technical advances, will be reduced. Tariff items billed by doctors in the absence of patients, such as consultation of documents, interviews with experts or relatives, will have to be more detailed and will be limited.
Social security
The year 2018 is not synonymous with major changes in Swiss social insurance.
Cyber insurance
Cyber insurance differs from conventional IT insurance in that it covers not only the risks associated with hardware assets, but also the consequences of an incident to which the hardware may be subject, such as espionage due to intrusion, business interruption due to downtime, or damage to reputation due to fraudulent use.
Daily sickness benefits from a private insurer have priority
If an employee on sick leave loses his or her job, the former employer’s sick pay insurance continues to apply. It is only when the period of coverage expires that unemployment insurance must begin to pay benefits.
Monitoring benefit recipients
The two chambers came to an agreement during the last spring session. Social insurers will be able to use detectives to monitor policyholders in the event of suspected fraud.
Overview of social insurance
Overview of social insurance: Pillar 1, Pillar 2, Pillar 3a